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สุตรครับ
Monthly Payment and Loan Balance
Many readers, for reasons of their own, request the algebraic formulas used to calculate the monthly payment and loan balance on amortized mortgages. Here they are:
The following formula is used to calculate the fixed monthly payment (P) required to fully amortize a loan of L dollars over a term of n months at a monthly interest rate of c. [If the quoted rate is 6%, for example, c is .06/12 or .005].
P = L[c(1 + c)n] / [(1 + c)n - 1]
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29 ก.ค. 53 01:35:01
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