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Www Mortgagecompaniesloans Index Aspx Mortgage Companies Loans [求教解疑]超级金融考试英语试题，谁能翻译明白？？？_英语杂谈_天涯社区
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A. current B. fixed
C. time D. term
2. The word “extend” in the sentence “The contract will be extended automatically.” means ___A____.
A. continue B. replace
C. fall due D. expire
3. Which one of the following certificates is needed for opening a corporate deposit account? ___A_____.
A. A business license B. A driving license
C. A social security card D. A resident registration booklet
4. Would you like to continue the time deposit upon ____D_____?
A. authorization B. notification
C. delivery D. maturity
5. Foreign-currency time deposits provided by BOC are available in a range of foreign currencies, including US dollar, British pound, Euro, Japanese yen, Hong Kong dollar, Canadian dollar, ____B____, Australian dollar and Singapore dollar.
A. Indian rupee B. Swiss Franc
C. Argentine peso D. Chinese renminbi
6. The initial deposit amount for the seven-day RMB notice deposit should be ____C____.
A. 10,000 yuan B. 30,000 yuan
C. 50,000 yuan D. 100,000 yuan
7. The interest of RMB current deposit is calculated on the ___D_____ every year.
A. 20th of every month B. 20th of every quarter
C. 30th of every quarter D. 20th of the last month of each quarter
8. The denominations of Euro are ___C_____.
A. 5,10,50,100,200,500 B. 1,5,10,20,50,100,200,500
C. 5,10,20,50,100,200,500 D. 5,10,20,50,100,200,500,1000
9. A ___B_____ is a bank that maintains an account relationship with the originating bank to provide some kinds of service because the originating bank does not have a physical presence in that location.
A. collecting bank B. correspondent bank
C. remitting bank D. paying bank
10. A draft which is payable on a future date is called _____C____.
A. a demand draft B. a sight draft
C. a term draft D. both A and B
11. When the cardholder overdraws cash with the BOC RMB credit card, a fee will be charged at the rate of ___C_____.
A. 0.03% per month B. 0.3% per month
C. 0.05% per day D. 0.5% per day
12. The interest rate of the mortgage loan shall be variable with the rate published by ____B____.
A. the Bank of China B. the People’s Bank of China
C. the SAFE D. the World Bank
13. Bill Payment Service of BOC telephone banking helps clients pay and inquire for various expenses EXCEPT ____B____.
A. phone bills B. train tickets
C. gas fees D. water and electricity
14. Personal loans offer credit to finance ____D_____.
I. the purchase of automobiles,
II. the purchase of residential property,
III. the purchase of inventories for businesses,
IV. the payrolls for businesses
A. I & II B. I, II & III
C. I, II, IV D. I, II, III & IV
15. “If you want to make a cash withdrawal of more than ______B____, please give us a notice in advance.”, a bank clerk said to a client.
A. USD 1,000 B. USD 5,000
C. USD 3,000 D. USD 10,000
16. “Can you help me _____B_____ my passbook on this machine?”, a client asked a bank clerk.
A. balance B. update
C. deposit D. convert
17. The issuers of traveler’s checks are _____A_____.
A. American Express B. Thomas Cook
C. Citibank D. all of the above
18. “Please fill in the form in duplicate.” The expression “in duplicate” mentioned above refers to _____A_____.
A. in two copies B. in three copies
C. in four copies D. In five copies
19. Which one of the following grades of term is NOT for an RMB fixed deposit in BOC? _____A_____.
A. One month B. Six months
C. One year D. Five years
20. “Once we get the remittance, we will _____C_____ the funds to the designated account for you.”, a bank clerk said to a client.
A. deduct B. debit
C. credit D. discount
21. The bank will make collection of the traveler’s check if ____D______.
A. the T/C is fake
B. the T/C has no original signature
C. the T/C is counterfeit
D. the total amount for cashing is beyond the limit
22. BOC telephone banking offers the following information EXCEPT ______B____.
A. the RMB deposit rates B. the overseas stock index
C. the foreign exchange rates D. the treasury bond prices
23. When logging in to the Personal Internet Banking provided by Bank of China, the user should not only input his user name and password, but also a ____B______ generated by the Security Device to ensure that his information is being protected by one of the most sophisticated online security systems.
A. test key code B. random security code
C. bank code D. SWIFT code
24. Which one of the following international credit cards can be accepted by Bank of China? _____D_____.
I .Diner Card
II.VISA Card
III .Master Card
IV .American Express Card
V .JCB Card
A. I II B. I,II & III
D. I,II & IV D. I, II, III, IV & V
25. Which one of the following organizations is a Chinese bankcard organization? _____C_____.
A. VISA B. JCB
C. China UnionPay D. DINERS
26. A _____D_____ is a report released (on a fixed date every month) by banks that lists deposits, withdrawals, checks paid, interest earned, and service charges or penalties incurred on an account.
A. penalty statement B. fee statement
C. financial statement D. bank statement
27. The card issuing bank will set ______B____ for the credit card on the basis of the material provided by the applicants.
A. the principal B. the credit limit
C. the principal and interest in full D. the initial deposit
28. A ____B______ is a card which allows customers to access their funds immediately and electronically without any credit borrowing function.
A. credit card B. debit card
C. international credit card D. quasi-credit card
29. Which one of the following descriptions is NOT correct? ______B____.
A. “KRW” stands for Korean Won. B. “PHP” stands for Philippine Pound.
C. “SEK” stands for Swedish Krona. D. “THB” stands for Thai Baht.
30. ____C______ refers to an amount of money that is charged by a bank for providing a particular service.
A. Telex B. Test key
C. Commission D. Collateral
31. ____A______ is a professional service which is the combination of financial and investment advice, accounting and tax services, and legal and estate planning.
A. Wealth management B. Fund allocation
C. Treasury bills trading D. Insurance coverage
32. The working hour of BOC online banking to make open-ended funds trading is ______A____.
A. 9:30 – 15:00, every Monday to Friday B. 9:30 – 15:00, every day
C. round the clock, every Monday to Friday D. round the clock, every day
33. An education savings product gives a depositor an attractive interest rate along with a(n) ______A____ advantage.
A. tax-free B. annual-fee free
C. discount-free D. rental-free
34. Customers can enjoy a range of personalized services from customer service representatives of telephone banking, such as ______D____.
A. personal answering checkup B. getting advice
C. getting suggestions D. all of the above
35. “How would you _____C_____ the money, in 10-yuan notes or in small changes?”, a bank clerk asked a client.
A. feel B. transfer
C. like D. deal
36. Bank of China provides the personal housing mortgage loan in ____A______.
A. Chinese yuan B. Euro
C. British pound D. Japanese yen
37. The ceiling of the borrowing is 70% of the purchase price. The word “ceiling” mentioned above refers to ______A____.
A. the maximum B. the initial amount
C. the minimum D. the remaining balance
38. How much is the handling commission for sending a cable transfer abroad? _____B_____.
A. 7.5‰ of the total remittance amount
B. 1‰ of the total remittance amount
C. 0.5‰ of the total remittance amount
D. 3‰ of the total remittance amount
39. If you apply for a US dollar business card, it will be ____B_________.
A. much convenient with you B. of much convenience to you
C. much convenience to you D. of being much convenient with you
40. If there is _____D_______, you should inquire to avoid the injury of your rights and interests.
A. unclear anything B. something unclear
C. unclear something D. anything unclear
Section Two: True/False questions (10 minutes) 20 Marks
Direction: Decide whether the following statements are True (T) or False (F).
1. ( T ) If any blank check is issued, the drawee would be treated as guilty according to law.
2. ( T ) If you choose the remittance in our bank, you must fill out a remittance order.
3. ( T ) Local cash transactions can be done on the same business day.
4. ( T ) If the draft is payable to a company, the back of the draft has to be stamped with the company’s official seal as a form of endorsement.
5. ( F ) It is unnecessary for a company to provide a legal and valid guarantee if the fixed asset loan is required.
6. ( T ) Our bank offers the loan in both local currency and foreign currency.
7. ( F ) You can’t get your card in 12 working days if our bank doesn’t receive the required documents from you.
8. （ F）The minimum amount for the initial deposit of the RMB call deposit should be RMB10,000.
9. ( T ) Telegraphic Transfer (T/T) is quite safe and it will take a shorter time.
10. ( T ) After Forfaiting is effected, the forfaiter must give up his right of recourse against the
exporter.
关注楼主收藏转发至天涯微博添加到专辑
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作者：漫步美国 回复日期：2010-12-08 21:16:14 | |
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作者：我是文华的 回复日期：2010-12-08 22:45:39 | |
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作者：我是文华的 回复日期：2010-12-08 22:46:56 | |
这不就是我们的AB卷么..楼主是中行哪个支行的呀.看看认识不
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作者：未未央央 回复日期：2010-12-08 22:49:47 | |
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作者：几重帘幕 回复日期：2010-12-08 23:32:41 | |
1.我想开个储蓄账户
2.由中国银行提供的外汇定期存款可存入多种外币，其中包括美元，英镑，欧元，日元，
港币，加元，瑞士法郎，澳元，和新币。
3.请输入您存折的密码，密码为六位数，请输两次。
4.当申请开设公司账户是， 企业必须在所要求的文件上盖章。
5.人民币定期存款的一次性存储和支取方式有六种，即，三个月储蓄，六个月储蓄，一年储蓄，两年储蓄，三年储蓄和五年储蓄
6.中国商业银行的不同存款利率由中国人民银行公布。
7.如果公司更名，此公司必须同时更改其公司的银行账户及其开户银行的签名样本。
8.教育储蓄为储蓄者提供可观的利率及零税率。
9.不同储蓄的现行利率在银行大堂的屏幕上展出。
10.信用卡发行银行根据申请者提供的资料规定信用卡限额.
%11.当持卡人用中国银行人民币信用卡支取现金时，将按每天0.05%收取手续费。
12.按揭贷款的利率应该随中国人民银行公布的利率变化。
13.中国银行的电话银行代缴费业务在为客户提供帮助和咨询服务时将收取不同的费用，相关火车票的信息除外。
13.中国银行的电话银行代缴费业务在为客户支付时，不同的服务收取不同的费用，为火车票支付除外。
楼主是哪个中行的哇？我的QQ68647223，欢迎探讨
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作者：夫子临川 回复日期：2010-12-11 02:50:43 | |